InsightRS Releases Fuel Manager

May 21, 2015

Call today for more information!

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EMV – Let InsightRS help you get a head start.

May 8, 2015

EMV – it’s what everyone is talking about.  Where do we begin?  Let’s start with a Glossary of Terms.


Chip and PIN

Chip and PIN is a brand name adopted by the banking industries for the two-part authentication process of inserting your chip card, and entering a PIN while the card is still inserted.


Chip and Signature

Chip and Signature is an alternative implementation that requires the cardholder to verify identity by signing a printed receipt, rather than entering a PIN.


Chip and Choice

Chip and Choice denotes the choice between Chip and PIN or Chip and Signature.



Contactless payment is a change to the way debit or credit payment is handled when making a purchase. Contactless payment transactions require little to no physical connection between the card and the checkout device. Instead of “swiping” or “inserting” a card, the contactless card or fob is tapped on or held within an inch of a machine that reads the card, with the payment information is sent to the merchant wirelessly. Contactless credit and debit cards include a smart card chip.



Electronic Funds Transfer (EFT) is a system of transferring money from one bank account directly to another without any paper money changing hands.



EMV, which stands for Europay, MasterCard, and Visa, is a global standard for inter-operation of integrated circuit cards (IC cards or “chip cards”) and IC card capable point of sale (POS) terminals and automated teller machines (ATMs), for authenticating credit and debit card transactions.


EMV “Ready” devices vs. EMV Certified/Validated

EMV Ready devices refer to payment terminals that have the hardware capability and are level 1 certified to accept EMV transactions. When referring to EMV certified in context of POS applications, this would indicate that the hardware as well as the software/firmware resident on the hardware are certified as compliant and able to accept EMV transactions. In most cases the hardware and software combination would need to be certified with specific card brands (Visa, MC. Etc.) and with specific payment processors (First Data, Vantiv, Etc.).



Encryption is the process of translating information into a code that can only be read if the reader has access to the key that was used to encrypt it. There are two main types of encryption—asymmetric (or public key) and symmetric (or secret key).


Insert and Pay

Insert and Pay is a term used often when describing a typical EMV payment transaction. Insert refers to the insertion of a chip enabled credit card into the EMV reader, or slot, on a payment terminal.



Near Field Communication (NFC) is a set of close-range wireless communication standards. NFC-equipped smartphones and other devices can exchange information with each other with a simple tap or wave.



An acronym used for Pay at Table. Typically referring to wireless devices accepting electronic payments such as Credit, Debit, etc. pay at table devices allow servers to accept and process payments without leaving the customers view.


Payment Unaware/ Out of Scope

The PCI PA-DSS applies to a payment application (as defined by PCI SSC) as follows: “The PA-DSS applies to software vendors and others who develop payment applications that store, process, or transmit cardholder data as part of authorization or settlement.” An out of scope, or payment unaware integration removes the POS application from PCI PA-DSS Scope as card data is never available to the POS application. An ‘Out of Scope’ solution for the integrated 3rd party POS application does not eliminate a merchant’s compliance responsibility to PCI DSS requirements.



In a semi-integrated environment, the terminal or peripheral device used to capture credit card data is connected to the POS application, but the application used to actually process card payments is on a separate device.


Tap and Pay

Tap and Pay is another term commonly used to describe contactless payments.



Tokenization, when applied to data security, is the process of substituting a sensitive data element with a non-sensitive equivalent, referred to as a token that has no extrinsic or exploitable meaning or value.

Thanks to NCC for providing EMV education and Glossary of Terms at the NCC Dealer Conference 2015

backOffice™ with NCC Reflection POS® & Touch Dynamic Breeze installed at Green Grocer

September 27, 2012

Insight Retail Software is proud to announce that it has completed installation of its first InsightRS/Reflection Point of Sale System at Green Grocer in Clifton Park, NY.  Moorfield’s Green Grocer had been using an older ECR system and wanted an upgrade to something new. InsightRS chose to use the Touch Dynamic Breeze all-in-one terminal with its integrated touch monitor, rear-facing customer display and MSR.

Green Grocer also elected to use Mercury Payment Systems as its credit card processor along with MercuryGift™ for their Gift Cards and plan to use the MercuryLoyalty™ program soon.

The Green Grocer owners and employees are thrilled with the new system both in terms of its ease of use and performance.  “We feel like we have finally moved into the 21st century” said Biorn, owner of the large and popular Organic Grocer and Health Food Store.

By day two the cashiers were completely comfortable with operating the new system.  Since Green Grocer was already using backOffice™ Software, their management reports and back office functions continued with no change as they were able to use the same software as they did with their old POS Terminal.

InsightRS plans to roll out the new point of sale system to many of its customers in the near future.

InsightRS began development of its interface with NCC Reflection POS in January 2012 and is currently working with NCC to promote this system to their large dealer network across the US and around the world.

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Introducing backOffice™ Software for Reflection POS® V4.3

August 16, 2012


At RSPA RetailNow 2012 NCC announced the combination of their Reflection POS® V4.3 and backOffice™ Software from Insight Retail Software to their Dealer Network.

NCC, headquartered in Greenville, SC, has been delivering comprehensive management solutions to businesses in the retail industry since 1986. Their software engineers have combined years of experience in software development with a strong understanding of restaurant and retail operations to create products designed to work in a wide variety of environments.

Through a world-wide network of reseller partners, NCC has installed over 20,000 systems in more than 35 countries. For nearly a decade, Toshiba-TEC Corporation and its subsidiaries have distributed hospitality solutions developed by NCC. NCC products are installed in a wide range of retail concepts including Table Service, Quick Service, Fast Casual, Bars, Night Clubs, Delis, Frozen Yogurt, Delivery and Concessions.  Recently, NCC was also  excited to supply POS to Olympic Retailers for the London 2012 Olympics.

NCC’s Reflection POS® V4.3 for Retail just got even better with the addition of backOffice™ Software from Insight Retail Software.  NCC and InsightRS now offer a GREAT POS, with a GREAT back-office resulting in a WINNING combination.

RetailNow2012 attendees were given an opportunity to see Reflection POS and backOffice™ Software working together.  The product concept was very well received by attendees.

InsightRS would also like to send our congratulations to NCC for receiving the RSPA ‘Vendor Award of Excellence’ as an Outstanding Provider of Software. NCC’s excellent product, stellar reputation and experienced staff are a few of the many reasons that InsightRS is so excited about our future together.

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